In October of 2025, the Employees’ Provident Fund Organisation announced major changes with regard to the enactment of the Employees’ Pension Scheme (EPS-95). The government has now sanctioned the idea of increasing the minimum monthly pension, currently pegged at ₹1,000, to ₹7,000, with effect from January 2025. After much-needed changes, it finally brings financial relief … Read more
The Employees’ Provident Fund Organisation (EPFO) made a sweeping change in October 2025 that simplified the access to pensions, streamlined the withdrawal process, and made the digital journey of over 270 million members more comfortable. As a result of these modifications, the Indian retirement system is becoming more modern and allowing salaried employees and pensioners … Read more
The eighth Central Pay Commission (CPC) is no doubt one of the most awaited reforms that will affect more than 50 lakh central government employees and 65 lakh pensioners in India. It is now October 2025 and by then, several important developments have already taken place giving us a hint on what is going to … Read more
The Life Insurance Corporation of India (LIC) has introduced the Smart Pension Plan 2025, which is an immediate annuity scheme of single-premium and aims at providing financial security post-retirement. The plan comes with the lifetime income guarantee and flexible payout options which prove to be perfect for persons who require a safe and a predictable … Read more
In 2025, the Reserve Bank of India (RBI) in collaboration with the major banks and financial institutions has put into force personal loan regulations that aim at the digital lending practices and overall transparency in the whole process of lending. So, if you keep these new rules in mind you can always make for convenient … Read more